There are credit cycles -- over time, as the economy booms and contracts, banks will either tighten or loosen their credit requirements. When the economy is strong, banks will loosen their requirements, lending money far and wide. When the economy begins to contract and loans start to default, the purse strings are tightened and the requirements increase -- at that point, the only people who can borrow money are the ones who don't need it.
Rachel received a letter in the mail the other day offering her an easy loan. This particular entity, which I had not heard of, promised not to do a credit check, a major red flag in my book. The entire premise was how easy the loan would be to get, with little mention of qualifications. As an underwriter, it seemed reckless to me. Banks should have some concerns and be willing to do research before handing out money.
This led me to think about God's willingness to extend credit. God recklessly invites any and all to dine at the heavenly banquet table, unconcerned about the background of those invited. Ability to pay isn't a qualifier, since none are able to pay the price necessary to sit at the table with God -- the price is too high, only Christ can pay. The same offer is made to anyone, from the most derelict sinner in prison to the proud business owner who isn't aware of their need to the minister trying to get by on their own -- each is offered a seat at the table.
Such is the love of God. A free offer is extended to all, with no concerns about the background. It is powerful love, given regardless of merit or station, and all are eligible for a seat at God's table.
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